Utah Power Credit Union

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Eligiblity

You are eligible for membership if you are an employee or retiree of: PacifiCorp, WECC, Union Pacific Railroad (living and/or working in Carbon or Emery County), Southern Pacific Railroad, Utah Railway Company, Moon Lake Electric, Deseret Power, Blue Mountain Energy, Dixie Power, Garkane Electric, Flowell Electric, Bridger Valley Electric, Mount Wheeler Power, Intermountain Consumer Power Association, Intermountain Power Agency, Utah Associated Municipal Power Systems, or Utah Rural Electric Association.

Parents, siblings, spouses and children of all Credit Union members are also eligible.

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How are you eligible to be a member of Utah Power Credit Union?

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First Name

Last Name

Address

City

State

Zip Code

Social Security Number

Date of Birth

Driver's License Number If a minor, input 'minor'

State

Expiration Date

Phone

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Start your membership by providing us a few details

Let’s get to know each other.

Start your membership by providing us a few details

What You Need to Know about Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

1. We have standard overdraft practices that come with your account.
2. We also offer overdraft protection plans, such as a link to a savings account, or overdraft line of credit, which may be less expensive than our standard overdraft practices.

This notice explains our standard overdraft practices.

We do authorize and pay overdrafts for the following types of transactions:
• Checks and other transactions made using your checking account number
• Automatic bill payments

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
• Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if Utah Power Credit Union pays my overdraft?

Under our standard overdraft practices:
• We will charge you a fee of up to $21 each time we pay an overdraft.
• There is no limit on the total fees we may charge you for overdrawing your account.

Would you like Utah Power Credit Union to authorized and pay overdrafts on my everyday debit card transactions?

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Consumer Loans

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Community Giving Campaign Raffle

Real Salt Lake Game in the Owner's Suite

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Power up & onward

We’ve always had confidence in the Credit Union’s friendly service. We most appreciate the help they’ve been to our children and grandchildren.

Lee & Colleen Tennant

Members since 1982

Membership comes with a sure sense of belonging.

At Utah Power Credit Union, all deserving members inherit the same access to services and offerings, regardless of their means or dreams.

Join the Family

Trust eight decades of personal progress.

We've been standing side-by-side for more than 80 years. Our strong community is rooted in a solid legacy of trust, strength, and success.

Read the Backstory

Your
Rates

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1.25% APY

Regular Savings

8.99% APR

24-month Personal Loan

3.75% APR

5-year Home Equity Loan

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Make transfers, loan payments, withdrawals and much more from the convenience of your home or office. You can even view cancelled checks within the history of your checking account.

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UPCU Achievements

Utah Power Credit Union was awarded an A+ Health and Stability Rating in 2018, the highest rating given by DepositAccounts.com. UPCU was also ranked #7 in the Top 200 Healthiest Credit Unions in the Country in 2018.

Check it Out

Helper Electric Light Parade

When: December 7 - December 8
Where: Helper Main Street

Learn more at castlecountry.com

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Membership comes with a sure sense of belonging.

Trust eight decades of personal progress.

YourRates

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UPCU Achievements

Helper Electric Light Parade

Your
Rates