Utah Power Credit Union

Let’s set up your account login

PROVIDE A FEW DETAILS

A code is on its way

ENTER THE CODE BELOW TO CONTINUE

Create your password

LAST STEP AND YOU'RE IN

Hi there...

Looks like you aren't logged in.

You can login now, setup access to online banking, or become a member

Join the Family

Eligiblity

You are eligible for membership if you are an employee or retiree of: PacifiCorp, WECC, Union Pacific Railroad (living and/or working in Carbon or Emery County), Southern Pacific Railroad, Utah Railway Company, Moon Lake Electric, Deseret Power, Blue Mountain Energy, Dixie Power, Garkane Electric, Flowell Electric, Bridger Valley Electric, Mount Wheeler Power, Intermountain Consumer Power Association, Intermountain Power Agency, Utah Associated Municipal Power Systems, or Utah Rural Electric Association.

Parents, siblings, spouses and children of all Credit Union members are also eligible.

Get Started

Let’s get to know each other.

Start your membership by providing us a few details

How are you eligible to be a member of Utah Power Credit Union?

Member's Name

Employee # (P Number)

Verify you are a person by clicking on this checkbox.

Let’s get to know each other.

Start your membership by providing us a few details

Let’s get to know each other.

Start your membership by providing us a few details

First Name

Last Name

Address

City

State

Zip Code

Social Security Number

Date of Birth

Driver's License Number If a minor, input 'minor'

State

Expiration Date

Phone

Let’s get to know each other.

Start your membership by providing us a few details

Would you like to add a joint owner?

First Name

Last Name

Address

City

State

Zip Code

Social Security Number

Date of Birth

Driver's License Number If a minor, input 'minor'

State

Expiration Date

Phone

Let’s get to know each other.

Start your membership by providing us a few details

Let’s get to know each other.

Start your membership by providing us a few details

What You Need to Know about Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

1. We have standard overdraft practices that come with your account.
2. We also offer overdraft protection plans, such as a link to a savings account, or overdraft line of credit, which may be less expensive than our standard overdraft practices.

This notice explains our standard overdraft practices.

We do authorize and pay overdrafts for the following types of transactions:
• Checks and other transactions made using your checking account number
• Automatic bill payments

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
• Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if Utah Power Credit Union pays my overdraft?

Under our standard overdraft practices:
• We will charge you a fee of up to $21 each time we pay an overdraft.
• There is no limit on the total fees we may charge you for overdrawing your account.

Would you like Utah Power Credit Union to authorized and pay overdrafts on my everyday debit card transactions?

Online Requests

Dont worry, they're all simple

Membership

Join the family.

Consumer Loans

Whatever the need, we have the loan for you.

Home Loans

Kickoff your journey in buying or refinancing your home.

Online Banking

Get access now.

Feedback

Give us your feedback.

Forgot Password

We'll help you get logged in

Feedback

Let us know how we are doing.

Hi there...

Looks like you aren't logged in.

You can login now, setup access to online banking, or become a member

Community Giving Campaign Raffle

Real Salt Lake Game in the Owner's Suite

Credit Union offices will be closed Monday, January 21, 2019 in observance of Martin Luther King Jr. Day.

Not done yet?

Back to Online Banking

Finished with your session?

Sign out

Power up & onward

I love that UPCU has all the services of a big bank, but the personal touch of a small institution.

Savannah Sanchez and Family
Moon Lake Electric Employee

Members since 2006

Membership comes with a sure sense of belonging.

At Utah Power Credit Union, all deserving members inherit the same access to services and offerings, regardless of their means or dreams.

Join the Family

Trust eight decades of personal progress.

We've been standing side-by-side for more than 80 years. Our strong community is rooted in a solid legacy of trust, strength, and success.

Read the Backstory

Your
Rates

One number for all.
It's that simple.

View Rates Now

1.25% APY

Regular Savings

8.99% APR

24-month Personal Loan

4.00% APR

5-year Home Equity Loan

Contact the team

Phone Email Chat

Visit a nearby location

Location

Online Banking, Made Easy

Make transfers, loan payments, withdrawals and much more from the convenience of your home or office. You can even view cancelled checks within the history of your checking account.

Get Access

Giving Back

Members who use the Credit Union on a regular basis for saving, borrowing, and/or conducting transactions received a one-time giveback.

Community Activities

Check back later to find more events that Utah Power Credit Union will be involved in.

Not done yet?

Finished with your session?

Power up & onward

Membership comes with a sure sense of belonging.

Trust eight decades of personal progress.

YourRates

Contact the team

Visit a nearby location

Online Banking, Made Easy

Giving Back

Community Activities

Your
Rates