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Loans Simplified

Every member receives the same low rates.

We wouldn’t get a loan from anywhere else!

Hernandez Family

Members since 2013

Home Loans

We'll give you the best deal you can find. And we use common sense in approving loans. We know you, so we can.

Consumer Loans

Whether you're shopping for a new car, refinancing an ATV, or anything in between, we're here to make sure you get the best deal on your next loan.

Visa Credit Cards

You'll earn Awards points for every purchase you make. Then choose the award that is best for you.

Your
Rates

One number for all.
It's that simple.

See All Rates

2.59% APR

60-month Auto Loan

8.99% APR

24-month Personal Loan

2.99% APR

5-year Home Equity Loan

It pays toBe a Borrower

$590,000

Was given back to members in 2017 in the form of a rebate of interest paid on Credit Union loans.

Member AverageLoan Approval Rate

95.52%

That's really high. In fact, other institutions may only achieve half that ratio. Or, help half as many people.

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Loan Calculator

Enter the information you know and we'll do the rest.
Not sure what payment is best for your budget? We can help you determine a payment that you can afford.

Know Your Credit Score

Even though all Utah Power members get the same great, low interest rate regardless of their credit score, maintaining a healthy credit score is important.