Getting your real estate loan at UPCU will save you money in interest and in fees. We use a common-sense, people-oriented approach in all we do, which means we can approve and close your loan fast.
We have an experienced mortgage team that can help you determine which loan option is best for you.
You can borrow up to 100% of the value of your home, less any existing liens. To make it even easier, we can usually use the county assessment to determine the value of your home.See All Rates
Within home banking you can make transfers from your line of credit to other UPCU accounts and loans, and even to other financial institutions.
We can give you checks you can use, just like your checking account, but post to your line of credit. And we can even give you a credit card to access your home equity loan.
Or you can keep it old fashioned and visit an employee at any one of our offices to get cash or a cashier's check (UPCU staff-preferred option).See All Rates
Our home equity loans offer low interest rates, flexible terms and no closing costs! All loans feature up to a 10-year open line of credit that allows you to make advances as needed. During this draw period only interest is due. All loans offer up to a 15-year principal and interest repayment period.