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Eligiblity

You are eligible for membership if you are an employee or retiree of: PacifiCorp, WECC, Union Pacific Railroad (living and/or working in Carbon or Emery County), Southern Pacific Railroad, Utah Railway Company, Moon Lake Electric, Deseret Power, Blue Mountain Energy, Dixie Power, Garkane Electric, Flowell Electric, Bridger Valley Electric, Mount Wheeler Power, Intermountain Consumer Power Association, Intermountain Power Agency, Utah Associated Municipal Power Systems, or Utah Rural Electric Association.

Parents, siblings, spouses and children of all Credit Union members are also eligible.


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IBEW Local 57
Membership Dues

Local 57 now offers the digital option of paying your monthly/yearly dues online at no additional cost to you as a member. This option is a fast and easy way to save you as a member time and money. You can pay your dues monthly, quarterly or annually.

To start you will need your Union Membership Number, and a personal email address.

Once your payment has been submitted please allow 24 hours for your dues ticket to be processed and sent to you in the mail.

For questions or concerns please call the Local 57 Hall at 801-270-5757.

IBEW Local 57
Membership Dues

Electronic Check



I authorize IBEW Local Union 57 to initiate entries to my checking/savings account. For recurring transactions, this authority will remain in effect until I notify IBEW Local Union 57 in writing to cancel in such a time as to afford IBEW Local Union 57 a reasonable opportunity to act on it. I can stop payment on any entry by notifying my financial institution 3 days before my account is charged.

Payments are processed through Utah Power Credit Union on behalf of IBEW Local Union 57.
Annual Meeting Reminder
March 8, 2022
We will text you a reminder the day of the event.

Member Support

Home Equity Loan

Step 1: How To Apply

Apply for a Home Equity Loan in many ways:

  • Face-To-Face - Visit one of our many loan officers at any of our branches throughout Utah or either of our service centers in Wyoming
  • Phone - Call a mortgage loan officer 801-708-8900 or toll free 800-833-8897 option 2.

Step 2: Required Documents

The documents needed to apply for a Home Equity Loan are:

  • Copies of your most recent paycheck stubs for a one-month period. If this is a joint application, include copies for both applicants.
  • If you are self-employed, have investment income, or earn commissions include copies of the last two years federal income tax returns.
  • A copy of your most recent county tax assessment notice. A new appraisal may be required. The appraisal must be ordered by the Credit Union and you will be required to pay the appraisal fee.
  • If the property is in the name of a trust, include a copy of the trust.
  • Sign all copies of the disclosures within the application.
  • Complete the homeowner insurance information sheet within the application.

Step 3: Choosing A Heloc Loan Program and Signing Documents

Helocs provide flexibility by allowing you to borrow what you need as you need the funds. Our programs typically consist of two separate phases: the Draw Period and the Repayment Period.

The Draw Period is open for up to 10-years. During this time, you can borrow what you need, pay it off and borrow again, like using a credit card. The minimum monthly payment required during the draw period is interest only, however the you may make principal payments at any time. The interest rate is variable and can fluctuate quarterly. After the draw period ends, the line of credit is closed and your loan transitions to the second phase.

The Repayment period begins with payments based on principle and interest, and the draw period is no longer available. Repayment terms can be 60, 120, or 180 months.

The full length of a Heloc Loan can be 15 years (10 year draw + 5 year repay), 20 years (10 year draw + 10 year repay), and 25 years (10 year draw + 15 year repay).

Once you and your loan officer determine the best plan for your needs, you will need to sign the closing documents. You may stop by any branch or the documents can be emailed to you. You will need to print the documents (single sided) and have them notarized.

The loan will fund once we receive the signed and notarized documents, and the Deed is recorded with your county. We have many different options to ensure you receive your loan proceeds in a timely and easy manner.