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You are eligible for membership if you are an employee or retiree of: PacifiCorp, WECC, Union Pacific Railroad (living and/or working in Carbon or Emery County), Southern Pacific Railroad, Utah Railway Company, Moon Lake Electric, Deseret Power, Blue Mountain Energy, Dixie Power, Garkane Electric, Flowell Electric, Bridger Valley Electric, Mount Wheeler Power, Intermountain Consumer Power Association, Intermountain Power Agency, Utah Associated Municipal Power Systems, Utah Rural Electric Association, or IBEW Local 57 (Class A Construction Unit Union Members).

Parents, siblings, spouses and children of all Credit Union members are also eligible.

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Member Survey

As a financial cooperative, Utah Power Credit Union values feedback from all members.

Please take a moment to complete this survey.

Your responses will be used to plan for the Credit Union's future.

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IBEW Local 57
Membership Dues

Local 57 now offers the digital option of paying your monthly/yearly dues online at no additional cost to you as a member. This option is a fast and easy way to save you as a member time and money. You can pay your dues monthly, quarterly or annually.

To start you will need your Union Membership Number, and a personal email address.

Once your payment has been submitted please allow 24 hours for your dues ticket to be processed and sent to you in the mail.

For questions or concerns please call the Local 57 Hall at 801-270-5757.

IBEW Local 57
Membership Dues

Electronic Check

I authorize IBEW Local Union 57 to initiate entries to my checking/savings account. For recurring transactions, this authority will remain in effect until I notify IBEW Local Union 57 in writing to cancel in such a time as to afford IBEW Local Union 57 a reasonable opportunity to act on it. I can stop payment on any entry by notifying my financial institution 3 days before my account is charged.

Payments are processed through Utah Power Credit Union on behalf of IBEW Local Union 57.
Annual Meeting Reminder
March 21, 2023
We will text you a reminder the day of the event.

Credit Union offices will be closed Wednesday, June 19, 2024 in observance of Juneteenth.

Membership is empowering.

You. Me. We.

Behind true success is an association of people like none other.

At Utah Power Credit Union, we've been standing side by side with members in our communities for more than 85 years. Our strong community is rooted in a solid legacy of trust, strength, and success. Much like a close family, we've grown—one good person at a time. Now we're among the most respected credit unions in the country. At the center of this accomplishment is a dedication to genuine service and a commitment to offer the best interest rates that can be found.

All eligible members inherit the same access to services and offerings, regardless of their means or dreams. Why? Because unlike most financial institutions, we focus on people, not income levels. Equal treatment instead of special treatment. Straight terms over hidden fine print. Through the days, decades and generations, we help one another live better lives. After all, real power is having support from dependable companions at any, and at every stage.

Real stories from fellow members.
EdMember since 1975Rocky Mountain Power Employee
“Ever since joining, I have been very pleased with the services and personnel. Love them all!“
Real stories from fellow members.
KelseyMember since 2012Child of Utah Power Credit Union Member
”It is always a welcoming friendly environment. As a business owner I trust that I am taken care of.”
Real stories from fellow members.
RoosterMember since 1980Rocky Mountain Power Employee
”The people at the Credit Union understand that they're not just doing a job, they're involved with helping you in your life.”
Real stories from fellow members.
BeckyMember since 1979Moon Lake Electric Employee
”The Credit Union is awesome. I got my very first loan and all of my loans to build my credit score there.”
Real stories from fellow members.
Tyler and BethanieMember since 2014Moon Lake Electric Employee
“Everyone I've met from UPCU has been extremely friendly and super helpful. I love how comfortable I am when I'm there.“
Tyler and Bethanie

PacifiCorp Employees Memorial Scholarship Fund

The PacifiCorp Employees Memorial Scholarship Fund honors the service of fallen employees by providing family members with educational scholarships.

PEMSF is a non-profit organization existing through donations from PacifiCorp employees, Rocky Mountain Power and Pacific Power Foundations, donations from Utah Power Credit Union, and through other fundraising efforts. When certain reserves are met, scholarship eligibility has been broadened to include family members of all PacifiCorp employees.

Every donation goes directly to providing educational assistance to the family members of PacifiCorp employees. The fund is managed by a volunteer Board of Trustees, and there are no administrative costs paid using donation dollars.

A PEMSF account has been established at Utah Power Credit Union. Contact the Credit Union to make a donation, to volunteer for an event, or to learn more about applying for a scholarship.

PEMSF Dinner Event

Join us in 2024
Details to come

Scholarship Application Deadline

June 25, 2024

Utah Lineman's Rodeo

For over 28 years linemen have showcased their skills at the Utah Lineman's Rodeo. Lineman teams are tested in different events in hopes of advancing to the next round of competition. Winning teams then advance to the International Lineman's Rodeo which is held in Kansas City.

Money raised through merchandise sales, an awards banquet (including silent and live auctions) and from corporate sponsorships make the event possible.

Proceeds benefit the University of Utah Burn Center. This event and the many donations made to the University of Utah Burn Center have created a lasting relationship. The University Of Utah Burn Center has dedicated a room in honor of the Utah Lineman's Rodeo.


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29th Annual Utah Lineman's Rodeo

Saturday, June 8, 2024 at 8:00AM
3000 South Lester Street, West Valley City

9th Annual High Voltage Appreciation Banquet

Saturday, June 8, 2024
Happy Hour 5:30PM
Dinner 6:30PM
Little America Hotel, Salt Lake City

News and Information

Custom Built App
Meeting of Members
Service Anniversaries

Shared Branches

Our membership in the CO-OP gives you access to over 5,000 branches nationwide and nearly 30,000 fee-free ATMS.

Locate One

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UPCU is not responsible for the product, service, or overall website content available at the linked site.


Credit Union Oversight

The Credit Union is managed by a volunteer Board of Directors and Supervisory Committee.

Deep respect for our past drives our commitment for your future.

Utah Power Credit Union has been providing financial power to its members since 1935. Generations later, we fellow members share in UPCU's success with the same pride, passion and service.

Humble beginnings, unwavering commitment

In 1935, Utah Power & Light employees organized Utah Power Credit Union during the Great Depression. Fellow employees came together for financial survival. The first office of the Credit Union was located in the Utah Savings and Trust building in downtown Salt Lake City. In 1936, one year after its incorporation, the Credit Union financed the first car loan for $300. It was noted in the minutes that loans of this amount were to be discouraged in the future.

Growth, but not for the sake of growth

Utah Power Credit Union has always maintained one of the highest dividend rates in the country. This, along with financially responsible members who trust their deposits with UPCU, has driven growth in assets. In fact, UPCU members' average savings balances are in the top 98% of all credit unions, nationwide. By the 24th Anniversary, the Credit Union reached $1,000,000 in assets. In 1983, 24 years later, the Credit Union was managing $12 million in assets. Another 24 years passed and assets approached $250 million by the end of 2007. Today, the Credit Union's asset size is approximately $950 million.

Better together

1989 marked the beginning of the power company as we know it today. Pacific Power and Utah Power came together to form PacifiCorp. Through the years since the merger the Credit Union opened its membership to include the employees of all PacifiCorp related entities.

Power of two

UPCU began serving Pacific Power employees in the Wyoming region of PacifiCorp in 1992. Membership in Rock Springs quickly grew and by 2001 UPCU's Board of Directors approved the establishment of a branch office in Rock Springs. However, due to requirements, out-of-state chartered financial institutions are not allowed to independently operate branches in Wyoming. In 2005, PowerTrust Credit Union Service Organization was formed with Meridian Trust Federal Credit Union as a way of serving members in Wyoming. The PowerTrust Rock Springs office was opened in 2006 and an office in Casper was added in 2007.

Branching out

The Credit Union's first ”branch office” opened, part-time, in a closet at the Interwest Mining office, in Huntington, Utah in 1988. The operation proved so successful that by 1999, the Credit Union built its first building. Today, the Huntington office accounts for about 20% of Credit Union loan volume.

Shared purpose

While it is necessary for financial institutions to grow to remain viable, UPCU has never had a growth goal, and has never had designs on becoming ”one of the big guys.” When growth opportunities are reviewed, the Board and Management's analysis is based on one simple question, ”Will this opportunity benefit the members of Utah Power Credit Union?”

One of the ways credit unions grow is through mergers with other credit unions. UPCU has been approached many times over the years but only acted when it could be proven that a potential merger would benefit members, and that the merger would be in alignment with UPCU's core values. There have been four mergers in the Credit Union's 85+ year history: In 2000, UP&L Ogden Credit Union merged into UPCU. In 2008, Balance Rock Credit Union merged with UPCU. In 2012 and 2015, respectively, People's Electric Power Credit Union and Moon Lake Electric Employees Power Credit Union merged into Utah Power Credit Union.

What's in a name? Sometimes, too much.

For 70 years, the Credit Union's official name was Utah Power & Light Employees' Credit Union. After much deliberation, the name was shortened to Utah Power Credit Union. The new name aligned more closely with the power company's name at the time. Also, removing ”employees” from the name signified that the Credit Union wasn't exclusively for employees—family members of employees were now included in membership eligibility.


The soul of the Credit Union still exists in the former main office, now branch office, of the Credit Union located at the North Temple Office (NTO) of Rocky Mountain Power. However, since 2010, the heart of Credit Union operations is found at the main office and branch in Murray, Utah. This building has allowed the Credit Union to continue to grow at a comfortable, and necessary pace. The branch provides convenient service to anyone in the Salt Lake Valley and the administrative operations support all 30,000+ Credit Union members.