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Eligiblity

You are eligible for membership if you are an employee or retiree of: PacifiCorp, WECC, Union Pacific Railroad (living and/or working in Carbon or Emery County), Southern Pacific Railroad, Utah Railway Company, Moon Lake Electric, Deseret Power, Blue Mountain Energy, Dixie Power, Garkane Electric, Flowell Electric, Bridger Valley Electric, Mount Wheeler Power, Intermountain Consumer Power Association, Intermountain Power Agency, Utah Associated Municipal Power Systems, or Utah Rural Electric Association.

Parents, siblings, spouses and children of all Credit Union members are also eligible.

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What You Need to Know about Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

1. We have standard overdraft practices that come with your account.
2. We also offer overdraft protection plans, such as a link to a savings account, or overdraft line of credit, which may be less expensive than our standard overdraft practices.

This notice explains our standard overdraft practices.

We do authorize and pay overdrafts for the following types of transactions:
• Checks and other transactions made using your checking account number
• Automatic bill payments

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
• Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if Utah Power Credit Union pays my overdraft?

Under our standard overdraft practices:
• We will charge you a fee of up to $21 each time we pay an overdraft.
• There is no limit on the total fees we may charge you for overdrawing your account.

Would you like Utah Power Credit Union to authorized and pay overdrafts on my everyday debit card transactions?

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Community Giving Campaign Raffle

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Credit Union Oversight

Board of Directors and Supervisory Committee

Your voice matters

You have a voice in the way your Credit Union is managed, that's why every share holder, regardless of their deposit balance, has the opportunity to vote for the Credit Union's Board of Directors

Directors are elected to 3-year terms at the Credit Union annual meeting held in February each year. If you are unble to attend in person, you will have the opportunity to cast your vote online.

Board of Directors

Russell Johnson, Chair
Steve Hastings, Vice-Chair
Esther Giezendanner, Secretary
Blake Dowding
Brent Parkin
Bruce Larsen
Chris Spencer
Jason Moffat
Larry Ellertson
Joe Juliano (Alternate)
Susan Simkins (Alternate)

Supervisory Committee

Lloyd Ukena, Chair
John Grant, Secretary
David Nelsen
Jeanine Thomson
Jim Bean

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