Let’s set up your account login
PROVIDE A FEW DETAILS
Preferred Automated Verification Method
A code is on its way
ENTER THE CODE BELOW TO CONTINUE
Create your password
LAST STEP AND YOU'RE IN
Password must contain a minimum of 6 characters including 1 digit, 1 uppercase, and 1 lowercase alpha character.
Hi there...

Looks like you aren't logged in.

You can login now, setup access to online banking, or become a member

Hi there...

We are making a few last minute updates.

Try again later or give us a call.

Join the Family

Eligiblity

You are eligible for membership if you are an employee or retiree of: PacifiCorp, WECC, Union Pacific Railroad (living and/or working in Carbon or Emery County), Southern Pacific Railroad, Utah Railway Company, Moon Lake Electric, Deseret Power, Blue Mountain Energy, Dixie Power, Garkane Electric, Flowell Electric, Bridger Valley Electric, Mount Wheeler Power, Intermountain Consumer Power Association, Intermountain Power Agency, Utah Associated Municipal Power Systems, or Utah Rural Electric Association.

Parents, siblings, spouses and children of all Credit Union members are also eligible.


Get Started
Let’s get to know each other.
Start your membership by providing us a few details
Let’s get to know each other.
Start your membership by providing us a few details
Add a debit card to the checking account?
Let’s get to know each other.
Start your membership by providing us a few details
If a minor, input 'minor'
 
 
Let’s get to know each other.
Start your membership by providing us a few details
If a minor, input 'minor'
 
 
Let’s get to know each other.
Start your membership by providing us a few details
Let’s get to know each other.
Start your membership by providing us a few details
Online Requests
Dont worry, they're all simple

Membership

Join the family.

Consumer Loans

Whatever the need, we have the loan for you.

Home Loans

Kickoff your journey in buying or refinancing your home.

Online Banking

Get access now.

Feedback

Give us your feedback.

Forgot Password
We'll help you get logged in
Reset Method
Feedback
Let us know how we are doing.
Feedback is sent to Credit Union Management.
Contact Information (optional)
Hi there...

Looks like you aren't logged in.

You can login now, setup access to online banking, or become a member

Interest Rates

Our rates put the power in your hands and in your wallet.

 Utah Power Credit Union has been an important part of so many decisions our family has made, from purchasing cars and buying a family home. We trust them and always feel they are looking out for our best interest. 

The Langi Family

Explore Home Loans
Type Term Rate
2009 & Newer 5-years 2.59% APR
2009 & Newer 6-years 2.89% APR
2009 & Newer 7-years 3.59% APR
2008 & Older 5-years 3.59% APR
Type Term Rate
2009 & Newer 5-years 3.25% APR
2009 & Newer 6-years 3.50% APR
2009 & Newer 7-years 4.00% APR
2009 & Newer 10-years 4.50% APR
2009 & Newer 12-years 5.00% APR
2008 & Older 6-years 4.50% APR
2008 & Older 10-years 5.00% APR
Type Term Rate
Share Secured 6-years Competitive Rate*
Personal 2-years 8.99% APR
Personal 3-years 9.99% APR
Personal 4-years 10.99% APR
Personal 5-years 11.99% APR
*Lowest rate offered, excluding real estate, or 1.50% above current dividend rate, whichever is lower.
Type Limit Rate
Visa Credit Card Up to $15,000 Fixed-Rate 9.90% APR
Receive up to 1% discount when you use your new Utah Power Credit Union Visa to pay off other credit cards.
Type Term Rate
Mortgage Real estate rates are quoted daily. Call a loan specialist for today’s rates.
Home Equity 15-year as low as 2.99% APR
Type Rate
Regular Shares 1.25% APY
Business Savings 0.625% APY
Type Rate
IRA 1.25% APR
Type Rate
6 Month 1.00% APR
12 Month 1.35% APR
Savers 1.35% APR
Type Rate
Free Checking 0.00% APR
Power Checking 0.00% APR
Business Checking 0.00% APR
Type Rate
Overdraft Line of Credit 18.00% APR

Loan Calculator

Enter the information you know and we'll do the rest.

Not sure what payment is best for your budget? We can help you determine a payment that you can actually afford.

Know Your Credit Score

Even though all Utah Power members get the same great, low interest rate regardless of their credit score, maintaining a healthy credit score is important.