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Eligiblity

You are eligible for membership if you are an employee or retiree of: PacifiCorp, WECC, Union Pacific Railroad (living and/or working in Carbon or Emery County), Southern Pacific Railroad, Utah Railway Company, Moon Lake Electric, Deseret Power, Blue Mountain Energy, Dixie Power, Garkane Electric, Flowell Electric, Bridger Valley Electric, Mount Wheeler Power, Intermountain Consumer Power Association, Intermountain Power Agency, Utah Associated Municipal Power Systems, or Utah Rural Electric Association.

Parents, siblings, spouses and children of all Credit Union members are also eligible.


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Consumer Loans

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Member Survey

As a financial cooperative, Utah Power Credit Union values feedback from all members.

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IBEW Local 57
Membership Dues

Local 57 now offers the digital option of paying your monthly/yearly dues online at no additional cost to you as a member. This option is a fast and easy way to save you as a member time and money. You can pay your dues monthly, quarterly or annually.

To start you will need your Union Membership Number, and a personal email address.

Once your payment has been submitted please allow 24 hours for your dues ticket to be processed and sent to you in the mail.

For questions or concerns please call the Local 57 Hall at 801-270-5757.

IBEW Local 57
Membership Dues

Electronic Check



I authorize IBEW Local Union 57 to initiate entries to my checking/savings account. For recurring transactions, this authority will remain in effect until I notify IBEW Local Union 57 in writing to cancel in such a time as to afford IBEW Local Union 57 a reasonable opportunity to act on it. I can stop payment on any entry by notifying my financial institution 3 days before my account is charged.

Payments are processed through Utah Power Credit Union on behalf of IBEW Local Union 57.
Annual Meeting Reminder
April 6, 2021
We will text you a reminder the day of the event.

Interest Rates

Our rates put the power in your hands and in your wallet.

Danielle and Mark Hardy

Members since 1999

New & Used Auto Loan Rates

Now - July 6, 2021 Loan Rate Special, for new money only

  • TypeTermRate
  • 2012 & Newer5-years1.99% APR
  • 2012 & Newer6-years2.49% APR
  • 2012 & Newer7-years2.99% APR
  • 2011 & Older5-years3.49% APR
  • APR = Annual Percentage Rate

Recreational Vehicle Loan Rates

Now - July 6, 2021 Loan Rate Special, for new money only

  • TypeTermRate
  • 2009 & Newer5-years3.99% APR
  • 2009 & Newer6-years4.19% APR
  • 2009 & Newer7-years4.49% APR
  • 2009 & Newer10-years4.99% APR
  • 2009 & Newer12-years5.29% APR
  • 2008 & Older6-years5.59% APR
  • 2008 & Older10-years6.29% APR
  • APR = Annual Percentage Rate

Consumer Loan Rates

Now - July 6, 2021 Loan Rate Special, for new money only

  • TypeTermRate
  • Share Secured6-yearsCompetitive Rate*
  • Personal2-years6.99% APR
  • Personal3-years6.99% APR
  • Personal4-years8.99% APR
  • Personal5-years8.99% APR
  • *Lowest rate offered, excluding real estate, or 1.50% above current dividend rate, whichever is lower.
    APR = Annual Percentage Rate
  • TypeLimitRate
  • Visa Credit CardUp to $15,000 Fixed-Rate9.90% APR
  • Receive up to 1% discount when you use your new Utah Power Credit Union Visa to pay off other credit cards.
    APR = Annual Percentage Rate

Home Loan Rates

Now - July 6, 2021 Loan Rate Special, for new money only

  • TypeRate
  • Regular Shares0.55% APY*
  • Business Savings0.275% APY*
  • *The Board of Directors has declared a dividend on earnings for the first quarter of 2021 payable April 1, 2021.
    Minimum deposit of $5.00. Fees may reduce earnings.
    APY = Annual Percentage Yield
  • TypeRate
  • IRA0.55% APY*
  • *The Board of Directors has declared a dividend on earnings for the first quarter of 2021 payable April 1, 2021.
    Fees may reduce earnings.
    APY = Annual Percentage Yield
  • TypeRate
  • 12 Month0.65% APY*
  • 24 Month0.70% APY*
  • *Minimum deposit of $500.00, rates are as of April 14, 2021 and are subject to change. A penalty may be imposed for early withdrawal.
    APY = Annual Percentage Yield
  • TypeRate
  • Free Checking0.00% APY
  • Power Checking0.00% APY
  • Business Checking0.00% APY
  • APY = Annual Percentage Yield
  • TypeRate
  • Overdraft Line of Credit18.00% APR
  • APR = Annual Percentage Rate
  • TypeAmount
  • Wire Transfer$10.00
  • International Wire$35.00
  • Stop Payment$10.00
  • Stop Payment, Series$20.00
  • Abandoned Account Fee$15.00
  • Non-sufficient Funds Item$18.00
  • Courtesy Pay Item$21.00
  • Return Item$18.00
  • Checks deposited by members and returned to us as NSF; includes on-us checks.

Loan Calculator

Enter the information you know and we'll do the rest.
Not sure what payment is best for your budget? We can help you determine a payment that you can afford.

*Calculator is available as an estimate only and not as a guarantee of credit. Each individual circumstance varies. Please contact us for more information.

Know Your Credit Score

Even though all Utah Power members get the same great, low interest rate regardless of their credit score, maintaining a healthy credit score is important.

annualcreditreport.com

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